
Taxes can Quietly Erode Performance
Performance erosion often happens quietly when generic models miss embedded gains, concentrated positions increase friction, tracking error isn’t well managed, and tax harvesting is handled reactively rather than with a clear strategy.
Direct Indexing with Impact Wealth
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Advisor-built direct index model
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Signal-based monitoring
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Social Security benefits
Capital gains budget optimization
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Tax-loss harvesting monitoring
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Re-optimization when thresholds allow
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Clients own individual stocks that make up the index rather than a pooled fund
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We Build a You
Customized Index Portfolio
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Manage Taxes at the
Individual Stock Level
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Monitor & Adjust Over Time
How It Works
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Clients needing customization beyond ETFs

Clients with highly appreciated positions

Portfolio transitions

Tax-sensitive investors
When to Use This

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FAQ
EXPLORE IF THIS BELONGS IN YOUR PORTFOLIO
No obligation. Strategy-first conversation.
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